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Uninsured/Underinsured Automobile Insurance - What You Need To Know About Your Auto Insurance Policy

Face it, most people don’t read each sentence in their auto insurance policy.  Even if they did, they would not necessarily understand all of the terms and language contained in the policy. When you buy car insurance, you probably believe that you are purchasing protection only in the event that…
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Operating an Uninsured Motor Vehicle that Causes Bodily Harm to Another Person is Now a Class A Felony

Effective January 1, 2010, Public Act 96-143 went into effect.  This law creates a new offense, which is a class A misdemeanor, for an individual who operates a motor vehicle without insurance when that vehicle causes personal injury to another person. While Illinois law already requires that all v…
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Workers' Compensation - Risks Greater Than the General Public

A recent decision by the First District of the Illinois Appellate Court upheld the compensability of injuries suffered by a bartender at Coast Restaurant in Bucktown due to the increased danger to the worker in that particular area of the city. Under the Workers’ Compensation Act, a worker can rec…
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Do I Have a Personal Injury or Workers' Compensation Case in Illinois?

PERSONAL INJURY Who are the parties? What is the statute of limitations? 1.   Two years exception for minors and other situations.  Basically, you need to know when did it happen, to whom, and by whom. 2.   Be careful for shorter limits for specific cases–this is why you need to call a la…
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Work Injuries in Illinois

What you need to know if you are injured in the course of your employment: 1) Report The Injury Report to your immediate supervisor either orally or in writing as soon as possible.  You have a limited number of days under the Illinois Workers’ Compensation Act to report an accident, and you d…
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News You Can Use

One of our recent clients was able to recover $650,000 following an automobile collision that left her with permanent pain and bodily injuries.  Some of the main reasons for our success in her case were that our client followed some of the basic guidelines that we recommend in any situation:  T…
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What to do in a Traffic Stop

1) Be polite Police don’t like smart alecks.  Be polite without being officious or condescending. Remember, Mr. or Mrs. Police Officer is doing his or her job and is not trying to make your life difficult unless you make his or her life difficult.  You might not be let off free to go, but yo…
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Revisit Your Insurance Liability Limits

Start the New Year right and make sure you, your family, and your assets are protected in the event of an accident, injury, or other “unplanned” event.  I would be happy to discuss any of these issues with you in person, on the telephone, or via email to guide you in the right directio…
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Prescribed Medication Causes Decreased Work Productivity

A recent decision by the Illinois Workers’ Compensation Commission (Ryjewski v. Humana, Inc., No. 03 WC 21947, 2008 WL 5538472, 08 I.W.C.C. 1404 (Dec. 22, 2008)) (IWCC, a/k/a “The Commission”) relied in part upon evidence that pain-killing prescription medication taken by an injured worker fol…
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