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Backlash: Your Back Is Under Control, Then You Get Hit. Now What?

My client, like many of you, utilizes ride shares to get to and from many places.  It is fast, inexpensive, and easy.  However, there are also insurance issues that may arise if you are injured while a passenger in an Uber, Lyft, or other ride share. Sitting Duck My client (we’ll call him “…
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Categories: General

What Should You Do After a Car Crash?

You hear the grinding metal and brakes squealing and already know this is not good.  You just got hit from behind and your mind floods with a thousand thoughts—who will pick up the kids from school? How will I get to work tomorrow?  Should I fill out a police report? This blog will take you thro…
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Categories: General

Can I Sue My Child’s School?

I get phone calls regularly from parents indicating their son or daughter was injured while at school.  They all want to know whether they can sue the school.  In most cases, the answer is that it is next to impossible to sue the school and succeed.  But there are some narrow exceptions under Ill…
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Categories: General

In Through The Out Door

From the title, some of you were hoping this would be a discussion of Led Zeppelin’s seminal 1979 album.  While that is part of the soundtrack of my nerdy high school experience, it is not what this is about.  But the title is catchy and it applies to this subject. Can You Park Your Bike There?…
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Categories: General

Insurance Coverage: Don’t Cancel the Wrong Policy

Recently, I finished up representing a young documentary filmmaker in an automobile case.  If you’ve read my prior blogs, you are probably thinking this is nothing new, since I represent people in automobile cases all the time.  What made this one different was the fact that I represented the de…
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Categories: General

So Does Med Pay Actually Pay?

Medical Payments and PIP—What’s the Difference? Trick question.  With some exceptions, they are essentially the same thing. Medical payments, commonly referred to as “med pay,” is also known as PIP, which stands for Personal Injury Protection.  Both will be found in most automobile…
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Categories: General

What You Put On Your Auto Insurance Policy Application Can Affect Your Coverage

The most common inquiry I receive goes something like this, “I paid all my premiums and I had ‘full coverage’ and now my insurance company won’t cover my crash, what can I do?” As I will discuss below, sometimes the insurance company is denying coverage for a good reason; s…
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Categories: General

Left Turn Crashes and Fault

You see the intersection ahead is clear of traffic and you have the green light.  You scan for cars that might try to beat the light, make sure there are no pedestrians or cyclists in the intersection.  And just as you enter the intersection, a car facing you decides to turn left right in front of…
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Categories: General

Bike Crashes and Why Your Own Insurance Matters

If you are a bike rider, you recognize how dangerous this activity can be. Some have noted the increased distraction of drivers lately, but there are many causes for the increasingly risky enterprise of operating a bike. Bike hit by car Bike hit by dog Bike hit by person or pedestrian Bike hit by b…
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Categories: General

Expert Witnesses and How They Add to the Cost of Litigation

What are Expert Witnesses? Let us back up for a moment.  The Illinois Supreme Court Rules recognize three types of witnesses.  Under Illinois Supreme Court Rule 213, there are “lay witnesses,” controlled by ISCR 213(f)(1).  These are, as you would expect, laypersons.  They can testify about…
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Categories: General

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