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Chicago Tribune Letter--Your Workers' Comp Rights

My letter to the Chicago Tribune, concerning their misleading and inaccurate assessment of the Illinois Workers’ Compensation system, was published today: Your editorial on workers’ compensation creates the mistaken impression that absolutely no proof is required in these cases. Nothing…
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Categories: General

What's Taking So Long?

Many of you have followed my progress from my own auto collision and offered many kind thoughts. Fortunately, I was not disabled from working, and was able to return to work within days. I’ve been sore for months, had to fit in doctor’s appointments where I’d normally have appointm…
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Categories: General

Why Does Insurance Exist?

I promise not to write too much this time. No, really. But I did read a very interesting article about the philosophy behind insurance, and how it has evolved over the years. http://www.theatlantic.com/business/archive/2012/05/have-insurance-companies-forgotten-the-meaning-of-insurance/256677/ But w…
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Categories: General

Driven To Distraction

We are probably almost all guilty of being slightly distracted at one time or another, some of us more than others. Many of us would probably admit that we have actually driven while paying less than full attention to the road, our movement, and the surroundings. Back in the “old days” o…
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Categories: General

Aftermath of the Accident...

When I left off last time, talking about the surreal quality of the automobile collision I experienced March 1st, I was being loaded into an ambulance and taken to the hospital. Considering the force of the crash, the condition of the vehicles, and the speed of the collision, I was feeling lucky and…
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Categories: General

There's Been an Accident...

Check to see if everyone is okay, don’t move the vehicles, call 911, take photos, get immediate medical treatment. These were all ideas swirling through my head in the aftermath of the automobile crash I was involved in the week before last. Hey, I do this for a living so you would figure I…
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Categories: General

Privacy--An Outdated Concept?

One thing I am constantly struck by is how the world is changing more rapidly than ever before. Just think back to even a few years ago and now fast forward to today and think of all the apps and things you can do that you couldn’t do before, to say nothing of comparing today’s landscape…
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Categories: General

Your Behavior; Your Insurance Premiums?

A recent article in the Chicago Tribune highlighted how at least one auto insurance carrier is now using claims history in homeowner’s policies to determine auto insurance rates and vice versa. http://www.chicagotribune.com/business/breaking/chi-allstate-using-driving-records-to-set-homeowners…
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Categories: General

Lights, Cameras...Self-Consciousness?

A pilot program announced by the Illinois Supreme Court recently will allow some circuit court proceedings to be recorded. Cameras in the courtroom, it would seem, would lead to transparency, allow those unfamiliar with the judicial process to learn what the real thing looks like (say, as opposed to…
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Categories: General

Winter Safety

WINTER IS UPON US! Okay, so a 4-6 inch snow in January should not be something newsworthy, but with the first true snowfall occurring in this month, many of us were probably caught unprepared. Last week, this blog reminded people to double-check their insurance coverage and to use the New Year as a…
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Categories: General