Your Behavior; Your Insurance Premiums?

A recent article in the Chicago Tribune highlighted how at least one auto insurance carrier is now using claims history in homeowner's policies to determine auto insurance rates and vice versa. http://www.chicagotribune.com/business/breaking/chi-allstate-using-driving-records-to-set-homeowners-rates-20120207,0,4074865.story The article notes that Allstate agents were provided talking points in order to cajole existing customers to disclose seemingly unrelated information about their household habits. Essentially, the talking points highlighted that "careless drivers are more likely to be careless homeowners. Whether other insurance carriers follow suit remains to be seen. Is this a trend? Is it logical? Love to hear your thoughts.

Results

Client, a male in his 30s, fell nearly 20 feet to the ground when the railing he was leaning against gave way. He suffered a fracture to his heel, which required surgery to repair the damage. He was able to recover, despite evidence of contributory negligence. Read more

Blog

Top Knot Creative Radio Interview

I am extremely excited and proud to announce that on Tuesday, June 18, 2013, I am a guest on the Top Knot Creative Radio Show. For about thirty minutes, Shante Schroeder interviewed me about my career as a Personal injury ... Read more

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Law Office of Stephen L. Hoffman LLC
33 North Dearborn Street
Suite 2330
Chicago, IL 60602

By Appointment Only - No Mail
Phone/Fax: 773-944-9737
E-mail: stephen@hofflawyer.com